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REDUCTION FACTORS FOR EARLY RETIREMENT

Expressed as a percentage of the total Maximum Benefit.

For members who begun participation in OPERS before November 1, 2011.

AGE
PERCENTAGE
AGE
PERCENTAGE
62-0 mo.
100


61-11 mo.
.99444
58-5 mo.
.76111
61-10 mo.
.98888
58-4 mo.
.75555
61-9 mo.
.98333
58-3 mo.
.75000
61-8 mo.
.97777
58-2 mo.
.74444
61-7 mo.
.97222
58-1 mo.
.73889
61-6 mo.
.96666
58-0 mo.
.73333
61-5 mo.
.96111
57-11 mo.
.72778
61-4 mo.
.95555
57-10 mo.
.72222
61-3 mo.
.95000
57-9 mo.
.71667
61-2 mo.
.94444
57-8 mo.
.71111
61-1 mo.
.93888
57-7 mo.
.70555
61-0 mo.
.93333
57-6 mo.
.70000
60-11 mo.
.92777
57-5 mo.
.69444
60-10 mo.
.92222
57-4 mo.
.68889
60-9 mo.
.91666
57-3 mo.
.68333
60-8 mo.
.91111
57-2 mo.
.67778
60-7 mo.
.90555
57-1 mo.
.67222
60-6 mo.
.90000
57-0 mo.
.66667
60-5 mo.
.89444
56-11 mo.
.66389
60-4 mo.
.88889
56-10 mo.
.66111
60-3 mo.
.88333
56-9 mo.
.65834
60-2 mo.
.87779
56-8 mo.
.65556
60-1 mo.
.87223
56-7 mo.
.65278
60-0 mo.
.86667
56-6 mo.
.65000
59-11 mo.
.86111
56-5 mo.
.64723
59-10 mo.
.85555
56-4 mo.
.64445
59-9 mo.
.85000
56-3 mo.
.64167
59-8 mo.
.84444
56-2 mo.
.63889
59-7 mo.
.83889
56-1 mo.
.63611
59-6 mo.
.83333
56-0 mo.
.63333
59-5 mo.
.82778
55-11 mo.
.63055
59-4 mo.
.82222
55-10 mo.
.62777
59-3 mo.
.81667
55-9 mo.
.62500
59-2 mo.
.81111
55-8 mo.
.62222
59-1 mo.
.80555
55-7 mo.
.61944
59-0 mo.
.80000
55-6 mo.
.61666
58-11 mo.
.79444
55-5 mo.
.61389
58-10 mo.
.78889
55-4 mo.
.61111
58-9 mo.
.78333
55-3 mo.
.60833
58-8 mo.
.77778
55-2 mo.
.60555
58-7 mo.
.77222
55-1 mo.
.60277
58-6 mo.
.76666
55-0 mo.
.60000


REDUCTION FACTORS FOR EARLY RETIREMENT

Expressed as a percentage of the total Maximum Benefit.

For members who begun participation in OPERS on or after November 1, 2011. 

AGE
PERCENTAGE
AGE
PERCENTAGE
65-0 mo.
100
62-6 mo.
.83333
64-11 mo.
.99444
62-5 mo.
.82778
64-10 mo.
.98888
62-4 mo.
.82222
64-9 mo.
.98333
62-3 mo.
.81667
64-8 mo.
.97777
62-2 mo.
.81111
64-7 mo.
.97222
62-1 mo.
.80555
64-6 mo.
.96666
62-0 mo.
.80000
64-5 mo.
.96111
61-11 mo.
.79444
64-4 mo.
.95555
61-10 mo.
.78889
64-3 mo.
.95000
61-9 mo.
.78333
64-2 mo.
.94444
61-8 mo.
.77778
64-1 mo.
.93888
61-7 mo.
.77222
64-0 mo.
.93333
61-6 mo.
.76666
63-11 mo.
.92777
61-5 mo.
.76111
63-10 mo.
.92222
61-4 mo.
.75555
63-9 mo.
.91666
61-3 mo.
.75000
63-8 mo.
.91111
61-2 mo.
.74444
63-7 mo.
.90555
61-1 mo.
.73889
63-6 mo.
.90000
61-0 mo.
.73333
63-5 mo.
.89444
60-11 mo.
.72778
63-4 mo.
.88889
60-10 mo. 
.72222
63-3 mo.
.88333
60-9 mo.
.71667
63-2 mo.
.87779
60-8 mo.
.71111
63-1 mo.
.87223
60-7 mo.
.70555
63-0 mo.
.86667
60-6 mo.
.70000
62-11 mo.
.86111
60-4 mo.
.68889
62-10 mo.
.85555
60-3 mo.
.68333
62-9 mo.
.85000
60-2 mo.
.67778
62-8 mo.
.84444
60-1 mo.
.67222
62-7 mo.
.83889
60-0 mo.
.66667
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