The 50/20/30 Formula for Budgeting

Budgets are not usually held in high esteem. For most, budgets feel restrictive, require hours upon hours of organizing receipts, and are generally unsustainable. Instead of accounting for every dollar, set up a framework that keeps spending in balance. Once your...

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Proposed Rules and Rule Impact Statements

Notice is being provided to all interested parties pursuant to the Oklahoma Administrative Procedures Act that proposed rules are available for public review and comment. Copies of the proposed administrative rules are available for public inspection and comment...

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Taxes and Your Retirement Benefit

Your monthly benefit amount may change in 2018 Your OPERS retirement benefit is considered income for tax purposes. The tax rates applied to your benefit are based on withholding tables provided by the Internal Revenue Service and the Oklahoma Tax Commission. The...

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2018 Pre-Retirement Seminar Dates

Start planning your retirement with an OPERS Pre-Retirement Seminar. Sixteen seminars are scheduled between January and June of 2018.  Seminars will be held in the following cities – Oklahoma City, Tulsa, Weatherford, McAlester, Lawton, Woodward, and Ardmore....

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Three Things you Should Know About Being a Caregiver

Declining health is a reality for all of us and is a common factor in deciding to retire - either for your own health or the need to become a caregiver to someone else. More than 65 million people provide care for a chronically ill, disabled or aged family member or...

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Spending Your Way to Retirement Security

Retirement is an elusive idea and means something different to everyone. When it comes to retirement planning, what is the word most associated with being prepared for retirement? Most people would say saving and, for the most part, they would be correct. During...

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The Five W’s of Emergency Savings

Regardless of your stage in life, one of the fundamental building blocks of a solid financial plan is emergency savings.According to a 2014 Bankrate survey of 1,000 U.S. adults, 60 percent of Americans could not afford to pay for most unexpected expenses. Without an...

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“Step-Up” Your OPERS Benefits

The 2.5% Step-Up Program allows members to increase their retirement benefits by paying an additional member contribution each pay period. Currently, that additional contribution is 2.91% of your compensation and is subject to change.The additional Step-Up...

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Identifying and Managing Stress in Your Life

Stress is a normal psychological and physical reaction to the demands of life. EFFECTS OF STRESS…  …on your body • Headache • Back pain • Chest pain • Heart disease • Heart palpitations • High blood pressure • Decreased immunity • Stomach upset • Sleep problems...

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