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  • Three Things you Should Know About Being a Caregiver

    Declining health is a reality for all of us and is a common factor in deciding to retire - either for your own health or the need to become a caregiver to someone else. More than 65 million people provide care for a chronically ill, disabled or aged family member or friend.1 More than one quarter of retirees and pre-retirees expect to contribute toward caregiving expenses of a relative or friend.2 In this article, we highlight three important things everyone needs to know about being a caregiver...

  • Spending Your Way to Retirement Security

    Retirement is an elusive idea and means something different to everyone. When it comes to retirement planning, what is the word most associated with being prepared for retirement? Most people would say saving and, for the most part, they would be correct.

  • Spouse Consent: Answering the Important Questions

    If you are in the process of retiring from OPERS, or have simply come in contact with our retirement application, you may have come away with a few new questions about retirement. At OPERS, we are often asked questions about what spouse consent is, when it is necessary, and why it is required. In this article, we attempt to shed some light on the curious issue of spouse consent.

  • The Five W's of Emergency Savings

    Regardless of your stage in life, one of the fundamental building blocks of a solid financial plan is emergency savings.According to a 2014 Bankrate survey of 1,000 U.S. adults, 60 percent of Americans could not afford to pay for most unexpected expenses. Without an emergency fund, you may be just one unforeseen accident or event away from a serious financial setback.The following are the five W’s for building emergency savings.WHO needs an emergency fund?

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